Examination of the information you have provided is conducted. We establish if any information is omitted and contact you via email to obtain any missing details and to clarify any data that is not completely clear. It is crucial that the information that we have at this stage is completely accurate.  No fee is payable at this stage, we will never complete any work where a fee will be incurred without your full consent.

We work on the mechanics of the strategy that we believe will be most suited to you.   It incorporates evaluating your investor profile, your tax position and you aspirations for the future. We will then contact you for a phone interview with strategic options for your initial consideration. You may have a preference for a particular strategy and this is why we like to discuss these. If you would like us to proceed with a financial plan our Terms of Engagement will be posted to be signed and returned (this will detail your plan fee). No fee is payable until the Terms of Engagement is signed and returned. 

Once the Terms of Engagement is received your personal Statement of Advice (SoA) is prepared, this will contain full recommendations and one or more strategies for you to consider. Where appropriate it will contain investment recommendations that we feel will compliment your tolerance to risk and investment timeframe. The SoA, once finalised, combined with all supporting documentation (research etc) is posted to you.  

You review the Statement of Advice that has been prepared and then complete a phone interview with your adviser.  He/she will clarify all questions that you have regarding our advice, recommendations and any points that require clarification. Once in agreement, the recommendations are implemented for you at no charge.

We will then provide ongoing service, full details of this and the fees and charges are detailed in your statement of advice.